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Investing for income in retirement

Even though you may no longer have a regular paycheck to rely on when you're retired, you can still earn income by investing.

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Select an IRA that's right for you, then use our digital planning tools to help you choose the investment options that best meet your needs.

Holistic due diligence, the help you need

Whether you want to work with a dedicated advisor to help you with planning and investing or just need occasional 1:1 coaching, we offer a range of options.

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A retirement Plan

Having a flexible plan for retirement can help prepare you to reach your goals, whether you're saving or already retired. See how small changes could improve your Income when in invest with us.

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Why you should Invest In
Octapayvest ltd.

Our platform lets you compare and review commercial alternative investments , so it's easy to find the right direct investment opportunity for your portfolio. View a deal's financial documents, register for a live webinar with the project developer, submit an investment offer, and more-all from your own home.

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2100+ instruments

Wide range of global markets, including Forex, Indices, Commodities, ETFs and more

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Safe & Secure

Octapayvest ltd is regulated by the world's biggest supervision authorities, including the Financial Conduct Authority.

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Unlimited Opportunities

Invest in large-scale real estate projects with other investors, without having to foot the entire bill. Leverage the power of the Crowd.

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Fast Facts

Before an investment reaches your portfolio, our investment team works behind the scenes to bring what we believe are the best possible opportunities to you.

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1 We have proof of reserve:- When we say Proof of Reserves, we are specifically referring to those assets that we hold in custody for users. This means that we are showing evidence and proof that Octapayvest has funds that cover all of our users assets 1:1, as well as some reserves. When a user deposits one $1,000, Octapayvest's reserves increase by at least $1,000 to ensure client funds are fully backed. It is important to note that this does not include Octapayvest’s corporate holdings, which are kept on a completely separate ledger. What this means in actual terms is that Octapayvest holds all user assets 1:1 (as well as some reserves), we have zero debt in our capital structure and we have made sure that we have an emergency fund (SAFU fund) for extreme cases. Read on to see more information on what we have built to allow people to check their funds are safe with Octapayvest.


2 Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses


3 Represents an average net realized internal rate of return (IRR) with respect to all matured investments in your portfolio, utilizing the effective dates and amounts to and from the investments and net of management fees and all other expenses charged to the investments. Past performance is not a reliable indicator of future results and should not be relied upon as the basis for making an investment decision. All securities involve risk and may result in significant losses, including the loss of principal invested.


4 "Annual interest," "Annualized Return" or "Target Returns" represents a projected annual target rate of interest or annualized target return, and not returns or interest actually obtained by fund investors. “Term" represents the estimated term of the investment; the term of the fund is generally at the discretion of the fund’s manager, and may exceed the estimated term by a significant amount of time. Unless otherwise specified on the fund's offering page, target interest or returns are based on an analysis performed by Octapayvest of the potential inflows and outflows related to the transactions in which the strategy or fund has engaged and/or is anticipated to engage in over the estimated term of the fund. There is no guarantee that targeted interest or returns will be realized or achieved or that an investment will be successful. Actual performance may deviate from these expectations materially, including due to market or economic factors, portfolio management decisions, modelling error, or other reasons.


5 Reflects the annualized distribution rate that is calculated by taking the most recent quarterly distribution approved by the Fund's Board of Directors and dividing it by prior quarter-end NAV and annualizing it. The Fund’s distribution may exceed its earnings. Therefore, a portion of the Fund’s distribution may be a return of the money you originally invested and represent a return of capital to you for tax purposes.


6 Represents the sum of the interest accrued in the statement period plus the interest paid in the statement period.


7 The internal rate of return ("IRR") represents an average net realized IRR with respect to all matured investments, excluding our Short Term Notes program, weighted by the investment size of each individual investment, made by private investment vehicles managed by Octapayvest Management, LLC from July 1, 2015 through and including July 18th, 2022, after deduction of management fees and all other expenses charged to investments.


8 Investors should carefully consider the investment objectives, risks, charges and expenses of the Octapayvest Prism Fund before investing. The prospectus for the Octapayvest Prism Fund contains this and other information about the Fund and can be obtained by emailing investments@Octapayvestprismfund.com or by referring to Octapayvest.ltd@gmail.com The prospectus should be read carefully before investing in the Fund. Investments in the Fund are not bank deposits (and thus not insured by the FDIC or by any other federal governmental agency) and are not guaranteed by Octapayvest or any other party.


9 This tool is for informational purposes only. You should not construe any information provided here as investment advice or a recommendation, endorsement or solicitation to buy any securities offered on Octapayvest. Octapayvest is not a fiduciary by virtue of any person's use of or access to this tool. The information provided here is of a general nature and does not address the circumstances of any particular individual or entity. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of this information before making any decisions based on such information.

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